💳 Overdraft Facility – Complete Guide (2026)
Flexible credit solution for your business and personal needs
An overdraft facility is one of the most flexible loan options available today. It allows you to withdraw funds as per your requirement and pay interest only on the amount used. This makes it an ideal solution for managing cash flow and urgent financial needs.
Who Can Apply?
- ✔ Business Owners
- ✔ Self-Employed Professionals
- ✔ Salaried Individuals (selected cases)
- ✔ Pan India Service Available
Overdraft Details
- ✔ Loan Amount: ₹50,000 to ₹55 Lakhs
- ✔ Interest: Charged only on used amount
- ✔ Tenure: Up to 106 Months
- ✔ Flexi Option: 3 Years Flexible Repayment
- ✔ Instant Withdrawal Facility
Why Choose Overdraft Facility?
- ✔ Withdraw money anytime as per need
- ✔ Pay interest only on used amount
- ✔ No need to take full loan at once
- ✔ Ideal for business cash flow management
- ✔ Flexible repayment options
Documents Required
- 📄 PAN Card
- 📄 Aadhaar Card
- 📄 Business Proof (GST / Shop Act)
- 📄 Bank Statement (6 Months)
- 📄 Income Proof (ITR / Salary Slip)
- 📄 Passport Size Photo
- 📄 Gmail ID
How to Apply?
Connect with us on WhatsApp and get instant overdraft approval assistance from multiple banks and NBFCs.
🚀 Apply for Overdraft Facility Now
Get flexible funding with best interest options
Apply on WhatsAppWhy Choose Chauhan Finserve?
- ✔ 1000+ Happy Customers
- ✔ Multiple Banks & NBFC Tie-ups
- ✔ Fast Approval within 24 Hours
- ✔ Expert Financial Guidance
- ✔ Pan India Service
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