Terms & Conditions
Please read these terms carefully before using the Chauhan Finserve website and services.
1. Introduction
Welcome to Chauhan Finserve. By accessing or using this website, submitting an enquiry, or applying for any loan-related service through our platform, you acknowledge that you have read, understood and agreed to these Terms & Conditions.
If you do not agree with any part of these terms, please do not use the website or submit an application.
2. Our Services
Chauhan Finserve provides loan-related assistance and facilitation services for eligible customers. Services may include assistance relating to:
- Personal Loan
- Business Loan
- Home Loan
- Loan Against Property (LAP)
- Balance Transfer
- Other financial products or services displayed on the website
Chauhan Finserve does not guarantee that every applicant will receive a loan, a particular loan amount, a particular interest rate or a specific tenure.
3. Eligibility
Loan eligibility depends on the criteria and policies of the concerned lender. These may include, among other things:
- Age
- Income
- Employment or business profile
- Credit history and credit score
- Existing financial obligations
- Banking profile
- Documents submitted
- Lender-specific credit policies
Meeting a general eligibility requirement does not guarantee loan approval.
4. Information Provided By The Customer
Customers are responsible for providing accurate, complete and up-to-date information while submitting an enquiry or loan application.
- Personal information is accurate.
- Income information is genuine and correct.
- Employment/business information is accurate.
- Documents submitted belong to the applicant and are genuine.
- No material information is intentionally concealed.
5. Documents
Depending on the product and lender requirements, applicants may be required to provide documents such as:
- PAN Card
- Aadhaar Card or other identity proof
- Address proof
- Salary slips
- Bank statements
- ITR / financial documents
- Employment or business-related documents
- Existing loan documents
- Other documents requested by the concerned lender
The exact documentation requirements may vary depending on the lender and loan product.
6. Interest Rate, Loan Amount & Tenure
Any interest rate, loan amount, tenure, processing fee or other pricing information displayed on the website may be indicative unless specifically confirmed by the concerned lender.
The final interest rate, sanctioned amount, tenure, fees, charges and other conditions may vary based on the applicant's profile and the lender's credit policy.
7. No Guarantee of Loan Approval
Submission of an application or enquiry does not constitute approval or an assurance that a loan will be sanctioned.
The final decision regarding approval, rejection, loan amount, interest rate and other terms rests with the concerned lender.
8. Lender & Third-Party Services
Loan applications may be evaluated by banks, NBFCs or other financial institutions, subject to their applicable policies and requirements.
Customers understand that the concerned lender may independently verify the information and documents submitted by the applicant.
9. Credit Score & Credit Report
Loan eligibility may be influenced by credit history, credit score, repayment behaviour and other financial information.
Chauhan Finserve does not guarantee any particular credit score, credit-score improvement or loan approval based solely on a customer's credit score.
10. Fees & Charges
Any applicable processing fee, documentation fee, foreclosure charge, late payment charge, insurance premium or other charges shall be governed by the terms communicated by the concerned lender or service provider.
11. Website Information
We make reasonable efforts to keep the information on this website useful and current. However, rates, offers, eligibility criteria, lender policies and product availability may change from time to time.
Information displayed on the website should not be treated as a binding loan offer unless specifically confirmed by the concerned lender.
12. User Responsibilities
Users agree not to:
- Provide false or fraudulent information.
- Upload or submit documents belonging to another person without proper authority.
- Attempt to misuse the website or its forms.
- Use the website for unlawful purposes.
- Attempt to interfere with the operation or security of the website.
- Misrepresent their identity or financial information.
13. Privacy & Personal Information
Information submitted through enquiry or application forms may be used for the purpose of contacting the applicant, understanding the loan requirement, processing the enquiry and facilitating communication with relevant financial service providers where applicable.
Users should review the applicable Privacy Policy for further information regarding collection and use of personal data.
14. Communication & Contact
By submitting an enquiry or application, the applicant may be contacted regarding their request through available communication channels, including phone, SMS, email or WhatsApp, subject to applicable law and consent requirements.
15. External Links
The website may contain links to third-party websites, applications, forms or services.
Chauhan Finserve is not responsible for the content, availability, privacy practices or policies of third-party websites. Users should review the applicable terms and privacy policies of such third parties.
16. Intellectual Property
Unless otherwise stated, website content including text, graphics, logos, design elements and other materials may belong to Chauhan Finserve or its respective licensors.
Such content should not be copied, reproduced, modified, distributed or commercially used without appropriate permission.
17. Limitation of Liability
Chauhan Finserve shall not be responsible for any loan approval or rejection decision made by a lender, nor for changes in lender policies, interest rates, eligibility criteria, processing timelines or other third-party decisions.
Users are responsible for reviewing the final terms and conditions provided by the concerned lender before accepting any financial product.
18. Changes to These Terms
Chauhan Finserve may update or modify these Terms & Conditions from time to time. Updated terms may be published on this page.
Users are encouraged to review this page periodically.
19. Website Access & Termination
We reserve the right to restrict, suspend or terminate access to the website where reasonably necessary, including in cases of misuse, fraudulent activity, unlawful activity or violation of these terms.
20. Governing Law
These Terms & Conditions shall be interpreted in accordance with the applicable laws of India.
Any dispute arising in connection with the use of the website or services shall be subject to the jurisdiction of the appropriate courts, subject to applicable law.
21. Customer Acknowledgement
By using this website, submitting an enquiry or applying for a loan-related service, you acknowledge that:
- You have read these Terms & Conditions.
- The information provided by you is accurate to the best of your knowledge.
- You understand that loan approval is subject to the concerned lender's assessment.
- You understand that interest rates, fees and other terms may vary.
- You agree to review the final lender documentation before accepting a loan.
22. Contact Chauhan Finserve
Address: Noida Sector 3, Uttar Pradesh – 201301
Enquiry: 24/7
For questions regarding these Terms & Conditions, please contact Chauhan Finserve through the contact details provided on the website.
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